Each Coastal Heritage Bank personal checking account may be eligible for Overdraft Privilege. If you write a check, make an in-person withdrawal, or perform a debit-card transaction or a transaction by other electronic means from your checking account that exceeds your actual balance, we may cover your overdraft(s) up to $600.00 including overdraft fees. That means no more bounced checks! You will need to bring your checking account back to a positive balance within 30 days from the time you first overdraw your account and you can then use your Overdraft Privilege the very next day!
Each time you overdraw your account and we cover your check or withdrawal, we’ll charge our customary Overdraft fee, currently $32.00. But that’s all you will pay. No late fees. No interest. And no more returned checks and fees from merchants!
Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts.
Overdraft Privilege. It’s convenient. It’s simple. And, best of all, it’s there when you need it.
Some restrictions may apply.