Rates as of Friday, December 7, 2018 | ||||||
| Product Description | Interest Rate | Points | APR | Payment per $1,000 | Payments | Apply |
| Fixed Rate Single Family Purchase/Refinance Maximum LTV Purchase 90% - Maximum LTV Refinance 90% Maximum Loan Amount $453,100. Purchase & Refinance, no cash out. For cash out refinance please contact us for rates and details. | ||||||
| 30 Year 0 Pts | 4.750% | 0.000 | 4.781% | $5.22 | Show Payments | |
| 30 Year 1 Pts | 4.625% | 1.000 | 4.743% | $5.14 | Show Payments | |
| 30 Year 2 Pts | 4.500% | 2.000 | 4.704% | $5.07 | Show Payments | |
| 15 Year 0 Pts | 4.500% | 0.000 | 4.573% | $7.65 | Show Payments | |
| 15Year 1 Pts | 4.000% | 1.000 | 4.202% | $7.40 | Show Payments | |
| 15 Year 2 Pts | 3.750% | 2.000 | 4.100% | $7.27 | Show Payments | |
Rates as of Friday, December 7, 2018 | ||||||
| Product Description | Interest Rate | Points | APR | Payment per $1,000 | Payments | Apply |
| Fixed Rate Single Family Purchase/Refinance Maximum LTV Purchase 80% - Maximum LTV Refinance 80% Maximum Loan Amount $453,100. Add .125% to all rates for cash-out refinance. Purchase & Refinance, no cash out. For cash out refinance please contact us for rates and details. | ||||||
| 10 year 0 Pts | 4.250% | 0.000 | 4.327% | $10.24 | Show Payments | |
| 20 year 0 Pts | 4.625% | 0.000 | 4.667% | $6.39 | Show Payments | |
- Coastal Heritage Bank online mortgage application accepts a LTV of 95% for purchase or refinance utilizing a 15 or 30 year mortgage. The maximum loan to value ratio for the 7 and 10 year mortgage option is 80%. If your purchase requires a LTV greater than 90% please discuss with your loan officer.
- All APRs assume $100,000 loan amount, 20% equity in the property, and unless otherwise noted, assume a 30-year monthly amortization.
- Max LTVs above based on purchase or cash-out refinance of a 1-family or condo, primary residence or second (vacation) home & may be different for 2-4 family properties. For no cash-out refinances, higher LTVs may be available – please call for details.
- Payments do not include taxes and insurance. Your payment will be greater if the loan is secured by a first lien.
- ALL RATES, TERMS AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE
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