Coastal Heritage Bank has been providing affordable home financing for residents of eastern Massachusetts in a personal, courteous, and professional manner for over a century. Likewise, we have been providing friendly, competitive, and sensible financing solutions. If you are thinking about purchasing, refinancing, building, or renovating a home; refinancing or purchasing an automobile; taking out a personal loan; or acquiring a home equity line-of-credit or home equity loan —talk to us first or apply conveniently online. We have money to lend at competitive rates and service that is unmatched.

Our Nationwide Mortgage Licensing System & Registry (NMLS) ID# is 451459.

Coastal Heritage Bank will accept applications for loans only in the following nine (9) counties in eastern Massachusetts: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, and Suffolk

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First-Time Home Buyer Program

We are pleased to offer an affordable option to first-time home buyers in our market.
This program is designed to assist qualified first-time home buyers with the purchase of their first home and features:

• Down payment as low as 3.00%
• Reduced interest rate or discounted closing costs
• Reduced attorney fees
• No points
• No processing fee

Please contact your local mortgage lender for additional information and to determine if you qualify for this program:

Lisa SwainRegional Lending Manager

Steve AmicoVice President Lending

Steve MastalerzRegional Lending Manager

SECURE AND FAIR ENFORCEMENT LICENSING ACT OF 2008

Title V of the Housing Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act or Act) is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs), provide protection for consumers. Reduce fraud, and provide consumers with information regarding MLOs.  Registration is required for Mortgage Loan Originators who work for an agency regulated institution.

The following website will provide you with information about all mortgage loan originators who are either license and/or registered:

https://www.nmlsconsumeraccess.org/

The registered mortgage loan originators employed by Coastal Heritage Bank are listed below with their unique identifier.  This identifier will be required to access the information pertaining to a particular mortgage loan originator.

Coastal Heritage Bank Unique Identifier: 451459