Coastal Heritage Bank offers a comprehensive selection of personal checking accounts, each tailored to meet your specific priorities and needs. If you are looking for a simple account, you can open one of our free checking accounts. If you want to make your money grow, while still getting the advantages of a checking account, consider our high interest checking.
We offer free online banking, free bill payment, free mobile banking and free e-statements with all of our accounts. This gives you the convenience of monitoring your transactions and balances, easily pay bills and analyze your spending. If you want to talk to us in person, you’ll get friendly, personal service.
Coastal Checking
No monthly service charge, transaction fees, nor minimum balance. Non-interest bearing account. Minimum balance to open account is $50.00.
- Free online banking, free bill payment, free mobile banking, free e-statements
Coastal Select Checking
A checking account where your balance earns you interest and you have foreign ATM access! No monthly service charge or transaction fees. Minimum balance to open account is $50.00.
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- Tiered interest based on account balance:
- $0 – $499.99 .00% APY
- $500.00 – $2,499.99 .02% APY
- $2,500.00 – $9,999.99 .02% APY
- $10,000.00 – $49,999.99 .05% APY
- $50,000.00 and above .05% APY
- Tiered interest based on account balance:
Annual Percentage Yield (APY) noted above subject to change. Fees may reduce earnings.
- Free online banking, free bill payment, free mobile banking, free e-statements
At our discretion, we may change the interest rate on your account.
Coastal Heritage Student Checking
In college, every penny counts. That’s why Coastal Heritage Bank offers a no-fee checking account just for students!
Coastal Heritage Student Checking features:
- NO monthly service charge
- NO transaction fees
- NO minimum balance
- NO ATM fees
Plus, it offers: Free online banking, Free bill payment, Free mobile banking and Free e-statements.
Available to students 17-23 years of age.
Non-interest bearing account. Minimum balance to open account is $50.00.
Heritage Plus Checking
A great checking account that pays you interest!
Earn 2.00% APY* on balances up to $25,000.00 if the following account qualifications are met during the statement cycle:
- You must have at least one direct deposit or Automated Clearing House transfer into your account per statement cycle AND
- You must have at least 12 debit card transactions per statement cycle to earn the APY disclosed.
Balances over $25,000.00 will earn an APY of .10%
If you do not meet the requirements you will earn an APY of .10%
Other features include:
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- Free online banking, free bill payment, free mobile banking, free e-statements.
- Minimum balance to open account is $500.00.
- No monthly maintenance fees.
- No per check charge.
- Free ATM/Debit card.
- You will receive an ATM surcharge rebate up to $15.00 per statement cycle.
This is a variable rate product; the rate may change after the account is opened.
The APY is accurate as of July 20th, 2023.
The minimum balance to earn the APY is $.01.
Fees could reduce earnings on the account.
*APY = Annual Percentage Yield
Available for personal accounts only. One account per person.
