Savings Accounts

We understand the importance of saving, which is why we offer a variety of bank accounts suited to meet your needs, regardless of what you’re saving for. We want your money to grow, so we offer competitive interest rates for our savings accounts. We have a range of options to choose from, including Money Market accounts, online savings accounts, and high-interest savings accounts. Because Coastal Heritage Bank is rooted in the local community, we’re committed to helping the community grow—by helping you and your business grow. There are many savings banks in Massachusetts, but few match our range of accounts and services:

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Heritage Savings Account

The classic savings account. Paying a competitive Annual Percentage Yield, Heritage Savings account funds can be accessed using deposit and withdrawal slips, through ATMs*, through our 24-hour Telephone banking network or through our online banking platform.
Minimum balance to open account is $500.00

*NOTE: Transfers from a Heritage savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.

Coastal Statement Savings Account

For customers who prefer access to their savings account via ATM or telephone banking, and monthly statements for your convenience. $10.00 minimum balance to open an account.

*NOTE: Transfers from a Statement savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.

Seasonal Spring Savings Account and Seasonal Fall Savings Account

The perfect way to set aside funds for that summer getaway or holiday spending! Starting with a $10 minimum balance to open and account you can set up regular deposits and watch your savings grow! Your accumulated savings will be sent to you (or transferred to an account of your choosing) in April if you open a Seasonal Spring Savings Account or October if you open a Seasonal Fall Savings Account. A great way to save!

Certificates of Deposit

For short- or long-term investing at great rates! Minimum balance to open an account is $1,000.00.

Money Market Account

For customers who want higher returns with check writing ability. Minimum balance to open an account is $500.00.

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*NOTE: Transfers from a Money Market Account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle.

IRA Savings Account

No fees, no hassles; save for your future with the benefit of tax-deferred savings. Minimum balance to open an account is $10.00

IRA Certificates of Deposit

A great way to save for your retirement! Earn higher interest rates so your tax-deferred savings ensure a comfortable retirement. Minimum balance to open an account is $500.00