Coastal Heritage Bank offers a comprehensive selection of personal checking accounts, each tailored to meet your specific priorities and needs. If you are looking for a simple account, you can open one of our free checking accounts. If you want to make your money grow, while still getting the advantages of a checking account, consider our high interest checking.
We offer free online banking, free bill payment, free mobile banking and free e-statements with all of our accounts. This gives you the convenience of monitoring your transactions and balances, easily pay bills and analyze your spending. If you want to talk to us in person, you’ll get friendly, personal service.
Every new personal checking account includes:
- FREE Instant Issue Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile Banking with Mobile Deposit
- FREE eStatements
- FREE Thank You Gift
- FREE gifts for referring others
- Buy Back of your debit cards and unused checks from another financial institution up to $10
Preferred Interest Checking
An account for those interested in higher interest!
- FREE standard checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- Only $6 monthly charge if minimum balance falls below $1,500
- $50 opening deposit required.
50+ Interest Checking
A perfect account for customers 50 and better!
- FREE 1st order of standard checks
- Competitive interest
- No minimum balance
- No monthly service charge
- $50 opening deposit required.
Direct Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment!
- FREE 1st order of standard checks
- Competitive interest
- No minimum balance
- No monthly service charge
- $50 opening deposit required.
Totally Free Checking
A FREE account for anyone!
- FREE 1st order of standard checks
- No minimum balance
- No monthly service charge
- $50 opening deposit required.
Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Fees may reduce earnings. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.